Philip Smith, Jr.

Phil has 32 years of commercial business experience, the last 10 years with TowneBank. He is a graduate of the University of North Carolina at Chapel Hill and Regent University. He has passed the Series 7, 6, & 63 Securities Exams. Within the community, Phil serves on the board of directors for Young Audiences of Virginia and the board of trustees for the Great Bridge Battlefield & Waterways History Foundation. He is also an ordained elder with Great Bridge Presbyterian Church and a FAA licensed private pilot. Throughout his career, Phil has worked closely with professionals and executives. One thing to know about Phil – “My goal is to be considered a trusted financial advisor to our members. By using a consultative approach of asking questions and actively listening to the responses we are able to develop a plan which can then be put into action and measured for effectiveness on a regular basis. Attention to service and detail is of primary importance in working with our members.”