O&A Bilingual Services and Insurance

Universal Mortgage Consulting, based in North Charleston, SC, has been a trusted mortgage lending company since 2001. Specializing in hard money loans and investment loans, the company is led by Mike Kinard, a seasoned mortgage originator with over 25 years of experience in the industry. Committed to putting clients' best interests first, Universal Mortgage offers personalized loan options tailored to each borrower's unique financial situation. With a focus on providing great customer service and competitive pricing, the company aims to guide clients through the mortgage process smoothly to secure the best loan terms possible.Generated from the website

Lauren Rogers, a Charleston native, began her career at SouthState in 2012. After several years in the Capital Markets department, her expertise includes secondary market risk analysis and product development. A graduate of College of Charleston, she holds a degree in Business Administration with a concentration in Finance. When not working with clients, Lauren volunteers with Trident United Way and is a member of the College of Charleston Alumni Association.