Universal Mortgage Consulting

AgSouth Farm Credit is an agriculture financing cooperative. AgSouth provides loans for land, production agriculture, farm equipment, crop insurance, leasing, and home mortgages. The Association serves 147 counties across the states of Georgia, North Carolina and South Carolina and is headquartered in Statesville, North Carolina. AgSouth Mortgages is the home loan division of AgSouth Farm Credit. AgSouth Mortgages specializes in home loans with large acreage. They also offer construction to permanent loans, VA loans, first-time homebuyer programs, and USDA loans.

Unlike most Loan Officers who will quote you a rate and costs, I?m a Home Loan Strategist. I will help you architect a strategy around the absolute BEST loan program for you and then manage your mortgage to minimize your risks and maximize your cash flow and equity objectives I would like to share with you my perspective on the mortgage industry. Purchasing a new home is one of the biggest financial decisions we can make in life, would you agree? Yet, most consumers and most loan officers treat a mortgage like a commodity...the only consideration they make are rate & fees. While rate & fees are certainly important, they are just a component of the loan and what you should consider when choosing a mortgage. I invite you to look at me not as a loan officer, but a mortgage planner. Rather than provide you with just a quote, I take a consultative approach. After learning what your personal and financial goals are, I will provide you several potential solutions and strategies that will help you achieve your short and long-term financial goals. I look forward to working with you!