Carmen P Gardner, MLO - Payne Posey-Mortgage Loan Officer

At On Q Financial, we make the mortgage process simple. Our loan officers at our Easley branch provide you with outstanding support and guidance. Our streamlined process & superior customer service by our loan officers eliminates the confusion, stress & delays associated with home loans. We offer a variety of tools like our mortgage calculators to help you estimate your monthly mortgage payments & mortgage education to help you understand how down payments, fees, mortgage insurance, & interest rates work. Whether you are looking for FHA loans, VA loans, Conventional loans, USDA loans, Refinancing or Down Payment Assistance, we have everything you need to get started. We are excited to make your dream of homeownership a reality.

Gwen has over 20 years of experience working in the mortgage industry. Gwen began working with SouthState in 1999 as a mortgage loan processor and then a year later became a Mortgage Banker. Gwen believes her experience as a processor, working closely with underwriters and understanding the process from start to finish has been a huge part of her success as an originator. Gwen has extensive experience working with conventional, government, and construction to perm loans. Gwen's passion is making homeownership dreams come true and making the process as smooth as possible. When Gwen is not working, she loves spending time with her 2 children.