L and M Financial Services

First Command Financial Advisor - Elizabeth Braman is a financial advisory firm based in Suitland, MD, providing personalized financial planning services to individuals and families. With a focus on helping clients achieve their financial goals and secure their financial future, the firm offers tailored strategies and guidance on investments, retirement planning, insurance, and wealth management. Generated from their business information

As a First Command Financial Advisor, I am committed to helping clients consistently make the smart, informed financial decisions that are essential to the pursuit of long-term financial security. I chose this profession because I believe it gives me the opportunity to make a real difference in the lives of the people I work with. Experience has taught me that the biggest obstacle to financial security for most people is their own behavior. That’s why I seek to form trusting, long term relationships with clients, serving as their personal financial coach by: 1. Helping them set specific and meaningful goals that are aligned with their values 2. Providing them with a comprehensive, personalized plan for effectively pursuing their goals 3. Encouraging and motivating them to adopt and consistently practice the productive financial behaviors necessary to successfully execute their plan 4. Making strategic adjustments in their plan as their circumstances and goals evolve over time I don’t believe in shortcuts to financial security. I advocate time-tested financial principles including prudent and responsible debt management, disciplined saving and investing and a thoughtful insurance strategy for managing financial risk. And as an Investment Advisor Representative (IAR), I am held to a fiduciary standard, required in all cases to act in the clients’ best interests. About First Command First Command was founded in 1958 by a retired Air Force officer intent on improving the financial well-being of service members and their families. Today, more than 500 First Command Financial Advisors across the country and abroad are committed to fulfilling the company’s Mission of “Coaching those who serve in their pursuit of financial security”.

Karen Foley joined First Command Financial Services as a Financial Advisor in January 1998, following four years of service in the United States Army. There, she attained the rank of Captain. A graduate of the University of Akron with a Bachelor of Arts degree in Dietetics, Karen holds Series 6, 63, 65 and 26 securities licenses plus state life and health insurance licenses in Maryland, the District of Columbia, Virginia, Pennsylvania, Delaware, Wisconsin, Texas, Ohio, Alabama, West Virginia, Colorado, North Carolina and Rhode Island. She is a Certified Financial Planner & Trade certificant and a member of the Financial Planning Association. Karen advocates time-tested financial principles, including disciplined, long-term saving and investing, careful debt management, and a thoughtful insurance strategy to manage financial risk. Through a values-centered approach to financial planning and a client-first philosophy, Karen is committed to helping her clients plan confidently for the future and to accompanying them on their financial journey. A member of the Blessed Sacrament Parish finance committee, Karen enjoys cycling, traveling and gourmet cooking. She is married with two sons.