Steve Hougard

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2611 S Coast Hwy 101 Ste 203
Cardiff by the Sea, CA 92007

Steve Hougard, based in Cardiff by the Sea, CA, has been serving North County San Diego since 1987, specializing in mortgage loans with a strong focus on building lasting relationships with clients. With over 2,000 loans processed and a 96% closing ratio, the company prides itself on providing personal attention and professional integrity throughout the lending process.

As experts in home loans for purchases and refinancing, including VA and FHA loans for first-time buyers, the team is dedicated to facilitating the American dream of home ownership. Their commitment to customer care extends well beyond the closing of a loan, ensuring that clients receive guidance and support long after the transaction is complete.

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