
This loan team is excellent. Megan did a very comprehensive presentation when we were first inquiring about a home loan. She went into a lot of detail not only on different loan options, but on...
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GEM Lending Team | NEO Home Loans in Encinitas, CA, presents a modern approach to mortgage solutions. With a strong emphasis on financial literacy, they guide individuals towards achieving financial freedom. Led by Co-Creator and Branch Manager Megan Sawamura, the team is dedicated to empowering clients with the knowledge needed to build generational wealth.
At GEM Lending Team | NEO Home Loans, the focus extends beyond the mortgage process. The NEO Experience ensures that owning a home becomes a tool for reaching financial goals and securing a prosperous retirement. Clients benefit from monthly Real Estate Wealth Digests, annual financial reviews, and a Home Concierge Service aimed at maintaining and enhancing property value.
Through a structured process of discovery, strategy, and execution, GEM Lending Team | NEO Home Loans aims to provide tailored mortgage solutions that evolve with clients' changing needs. From maximizing wealth through real estate to offering relocation services, the team is committed to supporting clients through every stage of homeownership.
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This loan team is excellent. Megan did a very comprehensive presentation when we were first inquiring about a home loan. She went into a lot of detail not only on different loan options, but on...
I had such a great experience with the GEM team. Everyone made me feel so comfortable through the whole process by educating me each step of the way and answering my millions of questions. They...
Megan was always responsive and patient in answering my many questions. The speed at which she helped me make my dream home a reality blew me away. Thanks, Megan!
Megan is young but her knowledge goes well beyond her years. I was very impressed when I sat down with Megan and her experience in the industry. She is easy going, informative and makes the...
Just purchased our first home with the help of Team Sawamura! We worked primarily with Sonny who was extremely helpful, efficient, and determined to get us our home loan. We never had any issues...