Michael Cunningham at Homeowners Financial Group USA

HistoryBased in Roseville, CA Focusing Lincoln, Roseville and Rocklin We are a local mortgage broker and mortgage banker. More than Mortgage. What Does that Mean? It's all about relationships. The ones we create and continue to cultivate. It's not just about this house, this purchase, this refinance. It's about your financial future and we take that seriously. We want to provide you with an experience unlike anything you have ever had before. We will walk you through the process, always answering questions, providing explanations and doing everything we can to make this easy. It starts from the moment we meet and continues long after your transaction is done. We are problem solvers, road smoothers and dream makers. It's about your family, our friendship and making sure we are all having fun along the way. More than mortgage is all about you.SpecialtiesFAST Pre-Approvals!! We close most loans in less than 15 days. Every step of the process is completed in house so your loan is closed on time efficiently and effectively. With over 2500 loans closed and years of experience we know how to communicate, coordinate and efficiently help you navigate the mortgage process. We are a mortgage banker and a mortgage broker. If you're looking for competitive interest rates, friendly people, great options for your lending needs and live in the Sacramento Tri-County area, we are the mortgage team for you! * First Time Homebuyer consultations, education & analysis * Mortgage Refinance analysis to see if restructuring of debt makes financial sense * Home purchase analysis including determining appropriate housing budgets with clients * Timely closings with 100% in-house processing, underwriting and funding of the loan * We are a Direct Lender which offers us the ability to have complete control of the transaction from beginning to end * Investment property * Mortgage Lender, Mortgage Broker, Mortgage Banker We primarily service the the Tri-County Area. Placer County, Sacramento County and El Dorado County. Focusing on the cities of Roseville, Rocklin and Lincoln. Keith Collins, Market Leader | Certified Mortgage Planner | NMLS #284900

Get quick and accurate financial advice when you’re buying, selling, refinancing, or building your dream home. As an experienced Roseville mortgage loan officer, I have the knowledge and expertise to help you explore your financing options...