Verona Veterinary Medical Service, SC

Pet Health Insurance Health insurance for cats and dogs has been around for over a decade, but many people are still unfamiliar with it. Like all insurance, a pet health insurance policy insures against health costs while charging a monthly premium whether or not claims are made. It does not work like an HMO, however. Pet owners generally can go to any veterinarian in the country. The insurance company provides the policy holder with a form for the veterinarian to sign stating what diagnosis was made. Owners are responsible for full payment of their bills, and then submit the forms to the insurance provider for reimbursement. Several pet health insurance providers exist and each offers a variety of policies. They range from high-deductible plans that just cover emergencies to low-deductible plans that cover wellness exams, vaccines, and dental care. In general, it is much less expensive to start the policy when your pet is young because pre-existing conditions won't be covered. For more information and links to some of the providers, please see below. No. With most insurance providers, you are able to see any licensed veterinarian, rather than being limited to only a few veterinarians within the insurance company's network. Also, you as the pet owner usually pay the veterinary bill at the time of service, rather than making a copayment. You, rather than the health care provider, then submit the claim and the insurance provider pays you. When is the best time to buy health insurance for my pet? Isn't it better to wait until he's older or has a health problem? The best time to purchase health insurance for your pet is when it is still a puppy or kitten. You can still purchase policies later in life, but your