American Financial Network, Inc. - Charles Town, WV

40+ years of retail mortgage banking experience. I strive to give my clients the best mortgage experience possible. Today's mortgage market is filled with obstacles; put my extensive experience to work for you and your clients. Wayne P Palkovic -Sr. Mortgage Loan Officer NMLS 201581 www.nmlsconsumeraccess.org Embrace Home Loans NMLS 2184 300 Foxcroft Avenue Suite 305 Martinsburg, WV 25401 wpalkovic@embracehomeloans.com Tel: 240.415.7111, ext. 3303 Licenesed WV,VA,MD & PA Equal Housing Lender www.nmlsconsumeraccess.org

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Martinsburg, WV. I'm here to give you just that. Whether you're a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I'll give you a transparent process with clear communication and expert advice every step of the way. Together, we'll bring your homeownership dreams to life. NMLS #189214 | Branch NMLS #2668386

Buying, refinancing — whatever you need. You can count on the nation's leading residential lender to be right there with you, guiding you through the process. Whether you're just starting to explore your options or you're ready to make a move, talk to us...