The Exchange Network in Seattle, WA, provides a convenient way for users to access cash without incurring ATM surcharge fees, with thousands of surcharge-free ATMs available across the network. Cardholders can easily identify their participation by checking for the Exchange logo on the back of their debit cards or confirming their bank or credit union's membership.

For Canadian EXCHANGE cardholders traveling to the U.S., the network offers access to cash through the Allpoint Network or Accel Debit Payments Network. The Exchange Network is operated by Ficanex Services Limited Partnership, ensuring secure and efficient financial transactions for its customers.

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