Bay Equity Home Loans

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1914 N 34th St Ste 200
Seattle, WA 98103

Bay Equity Home Loans is a full-service mortgage lender founded in 2007 and licensed in 48 states and the District of Columbia. With a strong focus on personal relationships, the company aims to prioritize the unique needs of each client throughout their home financing journey.

Offering a variety of loan options, including Adjustable Rate Mortgages, Fixed Rate Mortgages, FHA Loans, and more, Bay Equity strives to support both first-time homebuyers and current homeowners looking to refinance or buy again. The company's dedication to creating a supportive experience is underscored by its recent collaboration with Rocket Mortgage, enhancing the resources available to clients.

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3.525 reviews
Megan H.
5/3/2025

My wife & I have been working with Mike Rafii & his team off & on for the past 2+ years. Upon meeting them they didn't just try to make a sale, they got to know us, they asked what we love to do...

K C.
7/16/2025

STAY AWAY FROM THIS COMPANY AT ALL COSTS. I would leave 0 stars if I could. they will not communicate with you throughout the process and then they will rush you at the very last minute. You will...

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Nancy F.
8/9/2024

This mortgage keeps an escrow account after closing even I paid more than 50% downplay and have around 800 credit score. It caused big trouble because Bay equity sells the mortgage right after...

Kelli V.
12/12/2024

I was urged to use Bay Equity to facilitate a quick close because the buyer of my home was using them and both loans needed to close at the same time. I was mislead and misinformed about my...

Malyn M.
4/26/2025

Nora Smith our amazing loan officer has been so knowledgeable, amazingly helpful and so professional from the start of our loan application process until the end! We are grateful and really...

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