The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a convenient solution for debit cardholders to access cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, users can easily find an ATM nearby and enjoy services such as withdrawals, deposits, and PIN changes.

For Canadian travelers visiting the US, The Exchange Network allows seamless access to funds through the Allpoint Network or Accel Debit Payments Network. Cardholders can verify their membership by checking for The Exchange logo on their debit cards or confirming if their financial institution participates in the network.

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