The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a convenient solution for accessing cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, users can easily find an ATM nearby.

Canadian EXCHANGE cardholders can utilize their debit cards for cash withdrawals through the Allpoint Network or Accel Debit Payments Network while traveling in the U.S. The Exchange Network also offers an app for smartphones, iPads, and Apple Watches to enhance user experience.

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