Southern Bank & Trust Co

TowneBank opened in 1999 and is now one of the largest banks headquartered in Virginia. Founded in Hampton Roads, locations now stretch from the coast to Richmond and central Virginia, and in North Carolina from the Outer Banks to Charlotte. Our bankers can help you with both business and personal banking services. Along with our talented and experienced bankers, the Towne family of services includes mortgage, insurance and investment specialists who can help you with all of your financial needs. Throughout our growth, we have never lost sight of our roots: local decision-making, community leadership, volunteerism, philanthropy and a culture of caring.

Kathy specializes in loan origination for commercial real estate investors and contractors, though her portfolio includes a wide array of businesses. She enjoys managing her members’ full relationship to include deposit, treasury, and other Towne services. She has 2 decades of banking industry experience and joined TowneBank in 2008. Kathy studied at Old Dominion University and is a graduate of the Wake Forest University commercial business School. She serves on the board of Downtown Norfolk Council and Norfolk Preservation Collective. “I am dedicated to the success and well-being of my members!”

Karen is a Commercial Banking Officer with expertise in providing financial services to the education, manufacturing, distribution, and maritime industries. She assists clients with management of deposits, treasury services, asset-based lending, ESOP transactions and private wealth management...