SmartBank

Tracey is a real estate lender and banker who specializes in working with homebuilders and residential developers. Tracey holds a BBA from the College of William and Mary in Finance and is a graduate of the Virginia Bankers Association School of Bank Management. She has more 15 years of banking industry experience and joined TowneBank in 2017. Tracey is also active with the Home Building Association of Richmond and the Home Builders Association of Virginia.

Kevin Laing is a Commercial Real Estate Lender based in our Glen Allen location. He has over two decades of banking industry experience and joined TowneBank in 2013. Kevin holds a Master of Business Administration in Finance from Wake Forest University and a Bachelor of Arts from the University of Virginia. Kevin currently serves on the First Tee of Greater Richmond board and is a YMCA and Upward Youth Sports Coach. "I enjoy and appreciate the opportunity to help our commercial real estate members invest in the future of our community."

Mike's primary focus is to foster relationships with professional real estate developers based in and around Richmond. With two decades of real estate financing experience, he helps to pinpoint investment options for his members that include commercial real estate through acquisition of existing or development of new properties including: multi-family, hospitality, retail, office, industrial, self storage, and assisted living facilities. Mike received his Bachelor of Science Degree in Real Estate and Urban Development with a concentration in Finance (Magna Cum Laude) from Virginia Commonwealth University. He has been a Board Member for over a decade and is a former Treasurer at the Cultural Arts Center in Glen Allen. Mike is also a member of the VCU Real Estate Circle of Excellence. "I enjoy building relationships with my members and helping them grow their businesses!"