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Tidewater Finance Company is a specialty finance provider, offering a wide range of financing options for consumer goods. Its divisions include Tidewater motor, credit and mortgage. The company provides financing solutions for selected automobile dealers, merchants and their customers. Its credit division offers a revolving credit program as an alternative to installment contracts. Tidewater Mortgage Company offers a variety of loan programs, including balloon mortgages, first-time buyer, stated income, interest only, no point no fee, imperfect credit, home equity line of credit, and home equity fixed loan program. It also offers debt consolidation programs and home improvement loans. The company is headquartered in Virginia Beach, Va.