Robert Ragusa

Towne Insurance is a full-service, nationally-ranked independent agency that offers a comprehensive range of insurance products and services, catering to both personal and business needs. As part of the TowneBank family, they emphasize personalized service, professional expertise, and advanced technological capabilities to simplify the complex world of insurance for their clients. With a focus on building relationships and delivering tailored solutions, Towne Insurance aims to provide clients with the tools and resources necessary to stay compliant with evolving regulations while effectively managing their unique risks. The agency prides itself on being a trusted advisor and advocate within the insurance marketplace, dedicated to saving clients time and money. Generated from the website

Towne Benefits is a technology driven company centered around health insurance and employee benefits. With decades of experience and a team of professionals committed to providing clients with superior benefit designs, Towne Benefits also provides the tools and technologies needed in today’s com...

Annette brings 39 years of financial experience and expertise to the TowneBank family. Even though Annette has an extensive banking background her favorite part of what she does is building friendships and relationships. Annette is active in the community, she has served on various boards in area non-profit organizations, such as The Sacred Heart Center of Richmond and the Safe Harbor Domestic Shelter.