Pat Miller Mortgage Team - Loan Officers - Southern Trust Mortgage

When it is time to buy, refinance, or build a new home, homebuyers have a lot riding on their loan specialist. Ensuring that you make the right financial choices for yourself and your family is my ultimate goal. Whether you're interested in purchasing a first home, a vacation home, an investment property, or refinancing a current home, I am committed to providing my customers with mortgage services that exceed their expectations. At Southern Trust Mortgage, we provide many loan options and programs to best fit your individual needs. These commonly include VA, FHA, FHA 203K Renovation, USDA Guaranteed Rural Housing, Conventional, and JUMBO loans, to name a few.

Since market conditions and mortgage programs change frequently, it's important to work with a skilled home loan professional who is able to give quick and accurate financial guidance. I am committed to providing outstanding customer service and helping you make an informed decision about the mortgage that will best suit your needs. Whether you're purchasing a first home, subsequent home, a vacation home, or an investment property, I can provide you with numerous financing options for you to choose from. These commonly include VA, FHA, USDA Guaranteed Rural Housing, FHA 203K Renovation, and JUMBO loans to name a few.

"I love applying for mortgage financing," said no person ever, but the home financing process shouldn't be stressful. Banking and real estate are a family legacy and I grew up immersed in the world of mortgage lending. My experiences have taught me that YOUR experience may be the most important part of the process. I am knowledgeable in all program types and will help you choose a loan that best suits your individual needs. I excel at navigating the twists and turns along the way. Let me sweat the small stuff so that you don't have to!