Loudoun Mutual Insurance Company

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15609 High St
Waterford, VA 20197

Loudoun Mutual Insurance Company, based in Waterford, VA, has been insuring Virginians since 1849, establishing itself as one of the top property insurance writers in the state. As a mutual insurance company, Loudoun Mutual is dedicated to providing policyholders with comprehensive coverage, flexible payment options, exceptional service during claims, and competitive pricing.

Represented by a network of professional independent insurance agents throughout Virginia, Loudoun Mutual offers custom-designed policies tailored to meet the specific needs of each individual policyholder. With an A- Excellent rating from A.M. Best, Loudoun Mutual is a trusted choice for home, farm, rental, and commercial property insurance, boasting a tradition of service that spans over 150 years.

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1.02 reviews
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Jake R.
10/16/2025

I received a notice of cancellation about a month before they are cancelling my policy. Between my parents and I, we've been insured by them for over 30 years. We had 4 claims in 4 years totalling...

B H.
4/18/2021

I HAD been with them on the same home for exactly 30 years. They appear to 'sell insurance' from other companies but are the 'front man' and apparently had initiated an 'investigation' of my home...

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