First Command Financial Advisor - Kubey Carriker

Raul Torres joined First Command Financial Services as a Financial Advisor in January 2021, following a 30-year career in the United States Army, where he attained the rank of Sergeant Major. Raul understands the challenges and opportunities associated with life in the military and is committed to helping service members and their families get their financial lives squared away. Raul has a Master’s degree in Management & Leadership from Trident University International and a Bachelor’s degree in Business Administration & Accounting from University of Puerto Rico. He holds Series 7 & 66 securities licenses plus life and health insurance licenses in Virginia, Maryland, Texas, Florida, Georgia, Pennsylvania, West Virginia, District of Columbia. Understanding that the biggest obstacle to financial security for most people is their own behavior, Raul serves as a personal financial coach to clients, continually reinforcing positive financial behaviors. His thorough knowledge of military pay and benefits enables him to advise clients on how to navigate the Blended Retirement System, properly allocate their contributions to the Thrift Savings Plan (TSP) and take full advantage of other benefits. Raul will work with you to establish specific, meaningful goals that are consistent with your values and then develop a personalized financial plan to guide your pursuit of those goals. Active in his community, Raul is a member of Association of the United States Army and volunteer at Habitat for Humanity. In his free time, Raul enjoys hiking, spending time with family, and traveling. First Command Financial Services was founded in 1958 by a retired Air Force officer for the specific purpose of improving the financial well-being of military professionals and their families. Today, more than 500 First Command Financial Advisors across the country and abroad, many of whom also served, are committed to the company’s Mission of “Coaching those who serve in their pursuit of financial security.”

Peter Gooding joined First Command Financial Services as a Financial Advisor in June 2017, following a 20-year career in the United States U.S. Coast Guard, where he attained the rank of Commander. Peter understands the challenges and opportunities associated with life in the military and is committed to helping service members and their families get their financial lives squared away. Peter has a Master’s degree in Naval Architecture/Marine Engineering and Mechanical Engineering from Massachusetts Institute of Technology and a Bachelor’s degree in Naval Architecture/Marine Engineering and Mechanical Engineering from United States Coast Guard Academy. He holds Series 7, and 66 securities licenses plus life and health insurance licenses in VA, MD, DC, WV, NC, SC, FL, IL, KY, TX, and CA. Understanding that the biggest obstacle to financial security for most people is their own behavior, Peter serves as a personal financial coach to clients, continually reinforcing positive financial behaviors. He advocates time-tested financial principles, including disciplined, long-term saving and investing, careful debt management, and a thoughtful insurance strategy to manage financial risk. Peter will work with you to establish specific, meaningful goals that are consistent with your values and then develop a personalized financial plan to guide your pursuit of those goals. In his free time, Peter enjoys golf, spending time with family, and traveling. First Command offers a comprehensive set of financial planning products and services, including banking, investments, insurance and retirement planning. More than 500 First Command Financial Advisors across the country and abroad are committed to the company’s Mission of “Coaching those who serve in their pursuit of financial security.”

Gerald Ketchum joined First Command Financial Services as a Financial Advisor in June 2020, following a 33-year career in the United States Army, where he attained the rank of Major General. Gerald understands the challenges and opportunities associated with life in the military and is committed to helping service members and their families get their financial lives squared away. Gerald has a Master’s degree in International Relations from Troy State University and a Master’s degree in Strategic Studies from U.S. Army War College. He holds Series 7 and 66 securities licenses plus life and health insurance licenses in DC, MD, VA, TN, MS, and FL. Understanding that the biggest obstacle to financial security for most people is their own behavior, Gerald serves as a personal financial coach to clients, continually reinforcing positive financial behaviors. He advocates time-tested financial principles, including disciplined, long-term saving and investing, careful debt management, and a thoughtful insurance strategy to manage financial risk. Gerald will work with you to establish specific, meaningful goals that are consistent with your values and then develop a personalized financial plan to guide your pursuit of those goals. In his free time, Gerald enjoys running, spending time with friends, and traveling. First Command offers a comprehensive set of financial planning products and services, including banking, investments, insurance and retirement planning. More than 500 First Command Financial Advisors across the country and abroad are committed to the company’s Mission of “Coaching those who serve in their pursuit of financial security.”