First Command Financial Advisor - John Cermak, CFP®

As a First Command Financial Advisor, I am committed to helping clients consistently make the smart, informed financial decisions that are essential to the pursuit of long-term financial security. I chose this profession because I believe it gives me the opportunity to make a real difference in the lives of the people I work with. Experience has taught me that the biggest obstacle to financial security for most people is their own behavior. That’s why I seek to form trusting, long term relationships with clients, serving as their personal financial coach by: 1. Helping them set specific and meaningful goals that are aligned with their values 2. Providing them with a comprehensive, personalized plan for effectively pursuing their goals 3. Encouraging and motivating them to adopt and consistently practice the productive financial behaviors necessary to successfully execute their plan 4. Making strategic adjustments in their plan as their circumstances and goals evolve over time I don’t believe in shortcuts to financial security. I advocate time-tested financial principles including prudent and responsible debt management, disciplined saving and investing and a thoughtful insurance strategy for managing financial risk. And as an Investment Advisor Representative (IAR), I am held to a fiduciary standard, required in all cases to act in the clients’ best interests. About First Command First Command was founded in 1958 by a retired Air Force officer intent on improving the financial well-being of service members and their families. Today, more than 500 First Command Financial Advisors across the country and abroad are committed to fulfilling the company’s Mission of “Coaching those who serve in their pursuit of financial security”.

Alan Bisenieks joined First Command Financial Services as a Financial Advisor in October 2015. He is excited about the opportunity to help people make the smart financial decisions that are essential to long-term financial security. Alan has a Master’s degree in National Security and Strategic Studies from Naval War College and a Master’s degree in Management. from Troy University Alan attended USMA at West Point and received a Bachelor of Science Degree in Philosophy. He holds Series 7, 66 and 24 securities licenses plus life and health insurance licenses in Virginia, Maryland and Washington DC. Understanding that the biggest obstacle to financial security for most people is their own behavior, Alan serves as a personal financial coach to clients, continually reinforcing positive financial behaviors. He advocates time-tested financial principles, including disciplined, long-term saving and investing, careful debt management, and a thoughtful insurance strategy to manage financial risk. Alan will work with you to establish specific, meaningful goals that are consistent with your values and then develop a personalized financial plan to guide your pursuit of those goals. Active in his community, Alan is a member of the Friends and Alumni of USMA West Point and the Military Officers Association of America. In his free time, Alan enjoys football, traveling, and working out. First Command Financial Services was founded in 1958 by a retired Air Force officer for the specific purpose of improving the financial well-being of military professionals and their families. Today, more than 500 First Command Financial Advisors across the country and abroad, many of whom also served, are committed to the company’s Mission of “Coaching those who serve in their pursuit of financial security.”

Garrett Masterson joined First Command Financial Services as a Financial Advisor in January 2020, following a 8-year career in the United States USAF, where he attained the rank of SSgt. Garrett understands the challenges and opportunities associated with life in the military and is committed to helping service members and their families get their financial lives squared away. A graduate of Colorado State University with a Bachelor’s degree in Health Science, Garrett holds Series 7, 66 securities licenses plus life and health insurance licenses in CO, DC, MD, TX & VA. In his free time, Garrett enjoys baseball, golf, and volleyball. Understanding that the biggest obstacle to financial security for most people is their own behavior, Garrett serves as a personal financial coach to clients, continually reinforcing positive financial behaviors. His thorough knowledge of military pay and benefits enables him to advise clients on how to navigate the Blended Retirement System, properly allocate their contributions to the Thrift Savings Plan (TSP) and take full advantage of other benefits. Garrett will work with you to establish specific, meaningful goals that are consistent with your values and then develop a personalized financial plan to guide your pursuit of those goals. First Command Financial Services was founded in 1958 by a retired Air Force officer for the specific purpose of improving the financial well-being of military professionals and their families. Today, more than 500 First Command Financial Advisors across the country and abroad, many of whom also served, are committed to the company’s Mission of “Coaching those who serve in their pursuit of financial security.”