First Carolina Bank

Curtis is a commercial lender specializing in floorplan and related dealership financing. He has more than a decade of experience in the banking industry having joined TowneBank in 2008 as part of the bank’s Management Associate Program. Curtis earned a Bachelor of Business Administration in Finance from James Madison University and is a 2014 graduate of the Virginia Bankers Association School of Bank Management. He’s involved with the Boys and Girls Club of South Hampton Roads, and as an avid sports fan, volunteers at local little leagues and high schools in the area. Additionally, Curtis currently serves as the Treasurer of Norfolk Parade Inc, a non-profit organization raising funds for local charities. “I love that through local decision making, TowneBank allows me the opportunity to put my members in the best possible position to be successful and meet their goals.”

Buffy Barefoot is President of TowneBank Virginia Beach. Buffy has been in the banking industry for over thirty years. She joined TowneBank in 2013 as a Senior Credit Administrator and took over leadership of Virginia Beach in 2019. She received both her undergraduate and Master’s in Business Administration degrees at Virginia Tech. Buffy’s current community involvement includes the Neptune Festival, the Virginia Aquarium & Marine Science Center, the Virginia Beach Rescue Squad Foundation, Hampton Roads Alliance, and Tidewater Professional Sports. In 2025, she was named the first-ever Queen Neptune of the Virginia Beach Neptune Festival. The Neptune Festival began in 1974 and is now the largest event in Virginia, contributing more than $26 million in total economic impact to the region annually. “We make decisions based upon the needs of our community and our decision-making process is localized. We know the folks that we are doing business with. They are our neighbors."