Consumer First Motgage

Margaret Smith Southstate Mortgage is a reputable mortgage company based in Richmond, VA, specializing in providing a range of mortgage services to clients. With a focus on personalized solutions and customer satisfaction, the company assists individuals and families in navigating the complexities of the mortgage process. Generated from their business information

Senior Mortgage Loan Officer with TowneBank Mortgage. NMLS ID #: 455252. Jay Lewis enjoys working with customers to provide the right financing after they’ve found the right home, whether it’s a first time purchase or the construction of a dream home. Jay specializes in working with physicians and dentists, new construction, and jumbo financing.

Ben Farmer is a Small Business Banker in the Richmond, VA region. With over 20 years of experience in the banking industry, Ben specializes in helping both consumers and small businesses navigate their financial needs—from everyday banking to more complex lending and cash management solutions. His passion is building strong, lasting relationships and being a trusted partner his clients can count on. Ben attended Hampden–Sydney College, where he obtained his BA in Psychology with a minor in Sociology. He and his wife live in Midlothian, VA, with their three children and dog. In his free time, Ben enjoys attending and cheering on his kids at their various sporting events, as well as cheering on his hometown Atlanta Braves.