Blue Ridge Bank

Union First Market Bankshares Corporation is one of the largest community banking organizations in Virginia. The publicly-owned corporation serves small and middle market businesses and retail consumers throughout the central Virginia region. The corporation maintains a network of ATMs and provides online notification services. It offers a range of financial services through more than 55 branches of its community banks and investment and mortgage companies. The corporation s subsidiaries include Union Bank and Trust Company, Rappahannock National Bank and Northern Neck State Bank. Union Bankshares Corporation also operates Union Mortgage Group and Union Investment Services. Union Investment Services offers retirement planning and portfolio management solutions.

Presidential Bank Mortgage is committed to serving a wide range of customer needs and our Colonial Heights location has the staff to make your mortgage experience a positive one. We offer Conventional, FHA, VA, VHDA, and Rural Development programs and are committed to finding the mortgage product that best suits your needs. If you want a Lender with experience, local processing, underwriting and closing, great rates and the highest level of customer service, please call one of our Mortgage Loan Officers today!

Presidential Mortgage has an array of purchase products such as VA, FHA, USDA, VHDA, and conventional loan programs. Our processing and underwriting are done in-house, which makes for a smooth loan process. Along with our purchase products we also have a full line of refinancing products.