Betsy Lacy

Matt leads a team of private and commercial bankers who serve and enrich the lives of our members in Chesterfield County. Matt holds a Bachelor of Arts in Economics from the College of William and Mary, and an MBA from George Mason University. He has over 3 decades of financial and banking experience and joined TowneBank in 2019. Matt serves as president of the Chesterfield Education Foundation, board chair for the Chesterfield Cultural Arts Foundation, and board member of the Greater Richmond YMCA. “Chesterfield County is my home and it means a lot to give back to the community!”

Ralph is an experienced wealth manager with a demonstrated history in the financial services industry. He is skilled in portfolio management, commercial and personal lending, customer service, compliance, and banking. Ralph has more than 15 years of financial management experience and joined TowneBank in 2020. He received a BA in Marketing and Business Law from Virginia Commonwealth University. Ralph actively volunteers in the community supporting Habitat for Humanity, Virginia Supportive Housing, and the Chesterfield Chamber. My goal is to position my members to financially succeed and grow their business.

Harris Williams & Company is a one of the largest mergers and acquisitions advisory firms in the United States that serves the middle-market clients. It serves customers in the aerospace, automotive, media and entertainment, health care, mining, telecommunications and retail industries. The firm also serves various private equity groups and corporations that include Citigroup Venture Capital, Riverside Partners, Wellman, Crystal Creative Products and Seabrook International. It provides capital raising and restructuring consultation services. Harris Williams & Company also undertakes projects for buy-side searches, business valuations and negotiations, as well as offers sell-side advisory and management buyout consulting solutions. Additionally, it serves clients in the direct marketing, energy, and food and beverage sectors.