Shelley Covington | Intercap Lending

Janeth Pannen is a Mortgage Loan Officer with Intercap Lending in Spokane, WA. As a direct Fannie Mae, Freddie Mac, and Ginnie Mae lender, she offers a wide range of loan programs including FHA, VA, USDA, conventional, and non-conforming options. Janeth also specializes in 203k, down payment assistance, reverse mortgages, and bank statement loans. With access to jumbo and niche programs, she helps tailor financing to each client's needs. Her partners benefit from fast closings, integrated systems, and co-branded marketing tools that support lead generation and client retention.

Mike has over 30 years of experience helping clients achieve their dream of owning their own home. He takes his role as advisor for one of the largest financial transactions a person can have in their lifetime very seriously. From the first conversation, his ability to connect with clients and understand their needs is one of the things that sets Mike apart. Mikes loan program expertise ensures his clients are paired with a solution that meets their needs.\n\nMike views his primary role as an educator. It is very important to him that clients understand all of their home buying options, allowing them to make the best financial decision. He wants all of his clients to get into a home they love.