Bear River Mutual Insurance Company

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778 E Winchester St
Salt Lake City, UT 84107

Bear River Mutual Insurance Company, based in Salt Lake City, Utah, provides a range of insurance options including auto, home, condo, renters, dwelling, and umbrella coverage. The company collaborates with independent agents to offer unbiased choices, ensuring clients receive the best available options tailored to their needs. Bear River Mutual focuses on insuring responsible homeowners and safe drivers, maintaining lower rates by selectively choosing whom to insure.

Established in 1909, Bear River Mutual has deep roots in Utah and is dedicated to serving the local community. By prioritizing members over stockholders, the company ensures that events outside of Utah do not impact rates. With a network of preferred contractors and repair facilities, Bear River Mutual offers financial protection against accidents, theft, and other unforeseen incidents, reflecting a commitment to safeguarding what matters most to its customers.

Known for its commitment to Utah residents, Bear River Mutual is one of the largest personal lines carriers in the state. Trusted by generations, the company operates on mutual insurance principles, fostering a sense of community and reliability. Through a range of insurance policies, Bear River Mutual aims to protect its clients’ assets and provide peace of mind in times of need.

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Reviews

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1.571 reviews
Cynthia N.
4/20/2019

I am giving them 2 stars because when I was rear ended by a Progressive Insurance Insured, Progressive wanted to give me $1900 for my totaled car. I called Bear River, they cut me a check for the...

Linda H.
8/27/2025

Handling claims when their clients are at fault. I have someone that has a claim with them right now that they have treated unprofessionally rudely and does not want to pay anything. Their client...

Dennis A.
3/8/2025

My automobile insurance rates have increased 65%, from 2022 to 2025. My homeowners insurance rates have increased 100%, from 2022 to 2025. I sent a letter to Bear River Mutual Insurance Company,...

Rebekah H.
3/21/2025

Fill the typical insurance role of trying to get out of honoring or paying anything . Worst company ever

D A.
6/6/2024

I'm not sure why there are bad reviews. Rates go up and that's a fact lately but this company has been nothing but wonderful with many of our family members and friends. Thank you for helping us...

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