The PNC Financial Services Group

IBC Bank's Grand Parkway Branch is a member of International Bancshares Corporation (NASDAQ: IBOC), a more than $11.8 billion multi-bank financial holding company headquartered in Laredo, Texas, with over 185 facilities, more than 285 ATMs serving about 89 communities in Texas and Oklahoma. In 2016, IBC celebrated its 50th anniversary since opening its doors for business in 1966. IBC Bank's slogan We Do More reflects the bank's dedication to the growth and success of both the customers and the communities it serves. International Bancshares was ranked 22nd on Forbes' prestigious list of 100 Best Banks in America in 2019. IBC Bank Houston has been serving the area since 1997 and has a retail branch network of 15 locations.

As a 30 plus year banker, I'm honored to lead Guaranty Bank & Trust in the Houston MSA as Houston Area Chairman. With leadership experience in banking organizations ranging from regionals to the country's biggest commercial bank, I can wholeheartedly endorse the immense and unique value a well-run community bank brings to both business owners and individuals. While all banks rightly advocate "relationships", bankers with hundreds of clients cannot maintain "relationships". Guaranty has been an important part of the communities we serve in Texas for 110 years. Our bankers, leaders and executives actually know our clients, and our clients know us. If you find that as appealing as I do, let's talk about it.