The PNC Financial Services Group

At Red River, you're not just a member you're also an owner

Guaranty Bank & Trust is one of the oldest community banks in Texas. We provide our customers with a full array of relationship-driven commercial and consumer banking products and services, as well as mortgage, trust, and wealth management services...

Mr. Roberts currently serves as Executive Vice President for the Bank. In addition to commercial lending responsibilities, Mr. Roberts has administrative oversight of the Bank's thirteen locations in Rockwall, Hunt, Hopkins, Lamar, Red River, Franklin, Gregg, Harrison and Bowie Counties. Mr. Roberts chairs the Asset Liability Committee of the Company and serves as a member on key operational committees of the Bank. Mr. Roberts joined the Bank in 1998 as a credit analyst in the Paris market. He has served directly in three markets with Sulphur Springs being the most recent, having previously served in banking and public accounting. Mr. Roberts has over 25 years of banking experience. He is a graduate of Austin College, B.A., 1993, and Southwestern Graduate School of Banking, 2004, where he now serves on faculty. He serves as a trustee for the Sulphur Springs Independent School District, a board member of the Hopkins County/Sulphur Springs Economic Development Corporation, and on the board of the nonprofit, Bookworm Box.