The PNC Financial Services Group

Chartered in 1919 and based in Corrigan, Texas, Citizen State Bank is a subsidiary of the Citizens State Financial Corporation, a locally owned and multi-bank holding company. The products and services of the bank include checking, savings and individual retirement accounts, certificates of deposit, image statements, checks, overdraft protection, etc. It also provides consumer, commercial and real estate loans. Citizen State Bank has customized offerings for students. The bank offers online financial calculators for college savings, retirement planning, mortgage loans, accelerated debt payoff, etc. Citizen State Bank is a member of the Federal Deposit Insurance Corporation and is an Equal Housing Lender.

First Bank, also known as First Bank & Trust, offers products and services for individuals and businesses. The bank serves customers in more than 175 locations. The bank s holding company headquarters is in Clayton, Mo., with charter headquarters in Creve Coeur, Mo. The bank provides a variety of services, including personal banking options, such as checking accounts, savings accounts, money markets, online banking, telephone banking, debit cards, mortgage, home equity, credit cards, certificates of deposit, individual retirement accounts and insurance services; small business banking options, such as checking accounts, savings accounts, money markets, online banking, telephone banking, debit cards, merchant cards, lines of credit, term loans, small business association loans, credit cards, retirement plan services, investment services and insurance services; commercial services, such as treasury management services, business financing and international trade services; home loans; and investments. First Bank has multiple locations serving customers in Illinois, Missouri, Texas and California.