The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a convenient and cost-effective way for debit cardholders to access cash without incurring ATM surcharge fees. With thousands of participating ATMs available, members can easily find a surcharge-free machine nearby.

Designed for both domestic and international users, the network allows Canadian EXCHANGE cardholders to utilize their debit cards through the Allpoint Network or Accel Debit Payments Network while traveling in the United States. The Exchange Network aims to enhance financial accessibility for its members by offering services such as withdrawals, deposits, and PIN changes.

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