Texas State Mortgage
The Department of Savings and Mortgage Lending is a regulatory agency of the State of Texas, dedicated to promoting and protecting a healthy mortgage lending environment within the state. It oversees the chartering, regulation, and supervision of the thrift industry as well as the licensing and regulation of mortgage professionals, which encompasses a significant portion of residential mortgage lending activities in Texas.
With a commitment to consumer protection, the Department enforces laws and regulations that ensure compliance and safeguard the interests of Texas residents. Its operational focus includes the management of various mortgage-related entities and the enforcement of pertinent mortgage servicing laws, aiming to uphold a fair lending landscape.
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