Texas Medical Liability Insurance

The Texas Medical Liability Insurance Underwriting Association, commonly known as the JUA, was established to address the medical liability insurance crisis of the mid-1970s when many private insurers ceased offering coverage. Formed by statute in 1975, the JUA serves as a safety net, ensuring that licensed medical providers and facilities in Texas can access medical professional liability insurance when standard market options are unavailable.

Created as a temporary solution, the JUA was initiated by the 64th Texas Legislature through Senate Bill 491, which was passed on May 29, 1975. The association issued its first policy on September 1, 1975, solidifying its commitment to support the availability of insurance for medical professionals in the state.

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