Steven O'Brien: First Horizon Mortgage

The Charles Schwab Corporation provides a full range of brokerage, banking and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (member SIPC), offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank (member FDIC and an Equal Housing Lender), provides deposit and lending services and products.

Ethos Wealth Planning is a goals-based firm specializing in prudent investment management and retirement solutions. Located in Houston, Texas, we provide comprehensive planning services to individuals and families throughout the greater Houston region. Led by Ashish Patel, CFP, CIMA, Ethos Wealth Planning is supported by renowned industry credentials and an unwavering commitment to the fiduciary standard of care. For over a decade, Ashish has guided individuals through the complexities of retirement, market downturns and estate planning. As an independent financial planning practice, we take special care to educate our clients in all areas of their personal financial lives.