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How to Compare Mortgage Companies We Know What We Promise Is Unparalleled'But We Think It's Just GOOD TEXAS BUSINESS. Gray Buffington, President of Buffington Mortgage has proven, from decades of experience within the industry, that the more a lender stands out with unique value, knowledge, solutions, and service, the more he is remembered and discussed' for future moves, recommendations from realtors, and in stories to loved ones. Hence, Buffington Mortgage has grown by a very rare and unique business tool'What If There are Questions or Disagreements With Your Closing Agent When It's Time to Sign? Gray Buffington is personally present at 98% of client closings to review notes, ensure accuracy, and answer questions on all paperwork. Most lenders do the paperwork but if things are confusing or inaccurate on the day of closing there is no one personally present from the mortgage company to help. That's just not our style. Will Your Lender Offer A Complimentary Panel of Advisors From Other Fields To Help You As Needed? Our assistance does not stop within the mortgage industry. Sometimes a major purchase requires additional assistance that has nothing to do with your mortgage. For example, if a buyer runs into a dispute with the homeowner, or if you'd like to know more about financial assistance 'Buffington Mortgage has teamed with experts to offer their services complimentary to you during the process: from a lawyer to a construction & remodel expert, to a CPA to a Financial Planner and more'should you need time to meet with any of our proven experts, we make the appointment & pay the bill. It's just one more reason our clients remember Buffington for future needs' and one more way we help you to avoid any snags along the way. We are a Loan Broker, so we're not ALONE: Buffington Mortgage has teamed with, and is trusted by, numerous banking/sources' over 25' so you can be assured we compared numerous rates at the time you are ready to lock in your loan. Some lenders only offer one banking source, which isn't always the most competitive. Gray Buffington has been trusted by Texans for two decades in the business. We know Texas. And we know Texas loans, so we will always be here for you to personally answer questions every step of the way' and we solve many that others can't. The mortgage industry can be quite complicated, and unexpected surprises can surface along the way. Gray Buffington is called upon to train other Loan Officers across Texas, and write articles for homebuyers because, with over 20 years of industry knowledge, his experience is greater than the majority, his solutions are well-known and proven, and his knowledge of what can be done to benefit each individual is unsurpassed. It's common to find a lender with only a few loan choices. Texas loan options may be as vast as our state, but those who are experienced in every option are not' and limited choices simply limit a lender's ability to procure what's most affordable for you long-term. Because of this, we can guide you through all options, including those not available through many lenders, such as loans based on credit scores rather than income, low credit score loans, and low-paperwork loans. It is of no benefit to you to have a loan that works for you today but may not be the most affordable for you as your life changes along the way' & even minor life changes can effect what will be best for you tomorrow. Because of this, each year Buffington Mortgage will celebrate your Mortgage Anniversary with a present that is often worth thousands to families: We will review the rate of your loan, any changes that may have occurred, and compare it to current and/or new loan options. If there is a lower rate available or a better option, you will have choices. Additionally, to further assist you in your finances, we will also provide you with a yearly credit report.