Robert Irwin

Chris Richards is a Senior Vice President, Commercial Lender in Texarkana. He earned his degree in Business and Communications from St Edwards College in Austin, TX and has attended the Southwestern Graduate School of Banking – Commercial Lending Program at Southern Methodist University. Before beginning his banking career, over 10 years ago, Chris owned his own transportation company. Chris has been very involved in his community with the Alzheimer’s Alliance, CASA, Texas A & M University – Texarkana Eagle Impact, and Susan G. Komen Foundation. He currently serves as the treasurer for Texarkana Country Club Board of Directors. Outside of work, Chris enjoys golf with family and he and his wife, Lauren, stay busy with their two children, Frannie and Sutton.

Guaranty Bank Trust, established in 1913, is a highly respected and long-standing financial institution in Texas. With a commitment to investing in people and the community, they offer a range of personal and business banking solutions, as well as Treasury Management, Wealth Management, and SBA Lending services. Known for their dedication to smart banking, Guaranty Bank Trust believes in the growth and success of their customers, prioritizing their needs over credit scores and fostering a plan for mutual growth. With a rich history and a focus on community impact, Guaranty Bank Trust is a trusted partner for individuals and businesses alike.Generated from the website

Guaranty Bank & Trust is one of the oldest community banks in Texas. We provide our customers with a full array of relationship-driven commercial and consumer banking products and services, as well as mortgage, trust, and wealth management services. Guaranty Bank & Trust has 30 banking locations across 24 Texas communities located within the East Texas, Dallas/Fort Worth, greater Houston and Central Texas regions of the state.