Origin Bank

Origence, formerly known as CU Direct, is a leading provider of technology and solutions for dealers and lenders in the financial industry. With a network of over 1,100 financial institution partners and 15,600 auto dealership partners, Origence has facilitated over $368 billion in total funded loans, offering seamless connections for borrowers to achieve their financial goals. Through innovative automotive solutions, Origence empowers dealership success by leveraging the largest credit union auto financing network in the country. Their online vehicle marketplace, aftermarket solutions, and PPM program provide a comprehensive platform for dealers to reach millions of customers and drive business growth.Generated from the website

Mr. Lower has been an Executive Vice President of the Bank since 2010 and currently serves as an advisory member of the Bank's board of directors and Directors' Loan Committee. He served as a member of the Company board of directors from 2013 through 2015 and a member of the Bank's board of directors from 2012 through 2015. He also either chairs or serves as a member on all the key operational committees of the Bank. In his capacity as Executive Vice President of the Bank, Mr. Lower is responsible for overseeing the operations of the Bank's twelve locations in Bowie, Cass, Lamar, Hopkins, Franklin, Rockwall and Hunt counties. Mr. Lower joined the Bank in 2009 as a Senior Vice President, having previously served eight years as an officer of a Northeast Texas bank. Mr. Lower has over 28 years' experience in the financial services industry. He is a graduate of Texas A&M University, B.B.A. in Accounting, 1987, and is a licensed Certified Public Accountant.