Joe Alvarado, NMLS # 1258138 - Security Service Federal Credit Union

CLA exists to create opportunities for our clients, our people, and our communities through our industry-focused advisory, outsourcing, audit, tax, and consulting services. CLAconnect.com

Carneiro, Chumney & Company is one of the largest and oldest local certified public accounting firms in San Antonio. The firm s assurance services comprise auditing of financial statements offered to clients engaged in manufacturing, wholesale, finance, retail and professional services, and other businesses. The company also serves nonprofit organizations, employee benefit plans and governmental entities. It has expertise in estate planning, taxation of estates, gifts, trusts and nonprofit organizations, oil and gas taxation, farm and ranch operations, real estate investments, and various tax shelters. It also provides management advisory services, computer consulting, and accounting services. The company s Web site provides various resources, such as tax tip of the week, business tip of the month, financial planning tip, financial calculators, tax savings ideas, and glossary. Carneiro, Chumney & Company is based in San Antonio.

Dating back to 1879, Bankers Life provides a broad selection of life and health insurance products designed for Americans who are near or in retirement. With 230 offices, our 4,500 insurance agents/producers live and work in their local communities. Our agents take the time to get to know you, listen to your needs and values, and are dedicated to helping you meet your goals for a secure retirement. Get to know Bankers Life - and learn why our 1.1 million customers trust us to help protect their financial future, ensuring a healthier and rewarding retirement. Bankers Life is part of CNO Financial Group, Inc., whose companies provide life and health insurance, annuities, financial services and workforce benefits solutions.