Happy State Bank

My Community (MCCU) is proud to serve our community by serving the men and women who make it great! Our passion is in making every member and future member story a FINANCIAL SUCCESS story. We are a member-owned and operated, non-profit cooperative financial institution. Simply put, once you are a member, you are also an owner of our credit union. Our policies regarding interest rates and other matters are set by a volunteer Board of Directors elected by and from the membership itself. Membership is open to anyone (and their immediate family members) who lives, works, worships or attends school in Collin County.