Flagstar Bank

The Central-Dallas branch is located in Dallas, Texas just off Highway 75 on the corner of North Central Expressway and Normah Street. Whether you need to deposit a check or just want to stop in to say hi, the team at the Central- Dallas branch is there to help you with all your financial needs. Our Dallas, Texas team is dedicated and knowledgeable about all our financial service offerings. Talk to an associate about one of our many services including checking and savings accounts, credit cards, home and auto loans, private wealth management, financial planning and retirement accounts. In addition, they are ready to support your small to midsize business with financial products and services. UMB consistently gives back to the local Dallas, Texas community through associate volunteerism, corporate and individual giving, and through financial services that support the Dallas, Texas local economy. We are proud to be a strong partner to Dallas, Texas businesses, organizations, and individuals. We invest our time, resources, and talent to Dallas, Texas organizations and issues that help improve our community for the long-term. We value our community relationships and encourage our associates to make a difference in the Dallas, Texas area. Our Dallas, Texas team is experienced and genuinely want to see you succeed. We're focused on creating positive experiences for our Dallas, Texas customers because, at UMB, you're not just a number. We take the time to get to know you, your goals and your values so we can be a partner throughout your financial journey.

UMB offers competitive interest rates on a wide selection of home mortgage loans, including conventional loans, jumbo loans and even specialty loans to support our agricultural customers and military veterans. Whether you want a fixed or adjustable-rate mortgage, we have a home loan for you. Fixed-rate Mortgage With a fixed-rate mortgage, your loan terms will include an interest rate that remains static for the duration of the loan. There are also special purchase programs for low-to-moderate income borrowers that allow for down payments as low as 3 percent. Adjustable-rate Mortgage Adjustable-rate mortgages are a type of loan with an interest rate that can fluctuate and change based on the current market and indexed rates. Specialty Loans First-Time Homebuyer Program UMB offers a program to assist qualifying first-time home buyers achieve their dreams of homeownership. We offer assistance on mortgages allowing you to borrow up to 100% of the purchase price of your home. Professional Loans Professional mortgage loans allow for financial flexibility and are tailored to licensed doctorate professionals, including attorneys, dentists, pharmacists, doctors and optometrists. Traditional Mortgage Loans Conventional Conventional loans are the most common mortgage financing requested. UMB's conventional mortgage loans are available through two government sponsored enterprises-Fannie Mae and Freddie Mac. Federal Housing Administration (FHA) Loans Federal Housing Administration (FHA) loans are guaranteed by the federal government and offer options for those who do not have the assets to meet the conventional mortgage loan down payment requirements. Jumbo Loans A jumbo mortgage loan has a loan amount that exceeds conventional loan parameters and is designed to accommodate higher-value homes. United States Department of Agriculture (USDA) Loans The Rural Housing Service (RHS) is an administrative division within the U.S. Department of Agriculture (USDA) that manages loan programs focusing on rural housing for lenders to offer to their communities. Veterans Affairs (VA) Loans VA loans are mortgage loans guaranteed by the Department of Veterans Affairs (VA).