First Command Financial Advisor - John Grigsby, CFP®

Araceli Hernandez first joined First Command Financial Services, Inc. as a Financial Advisor in December 2015. After being a military spouse for seven years, she is honored at the opportunity to give back to the military community and stay connected. She understands firsthand the hardships that military families endure and is knowledgeable on key military benefits. Araceli Hernandez has an Associate’s degree in Business, and a Bachelor’s in Organizational Development from the University of the Incarnate Word. She holds Series 6, 63, and 65 securities licenses plus life and health insurance licenses in Texas. As a First Command Financial Advisor, she is committed to helping clients consistently make smart, informed financial decisions that are essential to the pursuit of long-term financial security. She advocates time-tested financial principles, including practical and responsible debt management, disciplined saving and investing, and a thoughtful insurance strategy for managing financial risk. And as an Investment Advisor Representative (IAR), she is held to a fiduciary standard, which is the duty to provide investment advice that is in the clients’ best interests at all times. When Araceli is not working, she enjoys spending time with her husband Mark, two children, and dog Cooper. Araceli states that faith, family, and finances are what drive her. First Command Financial Services, Inc. was founded in 1958 by a retired Air Force officer for the specific purpose of improving the financial wellbeing of military professionals and their families. Today, more than 500 First Command Financial Advisors across the country and abroad, many of whom also served, are committed to the company’s Mission of “Coaching those who serve in their pursuit of financial security.”

Tim Gray joined First Command Financial Services as a Financial Advisor in February 2014, following a 26-year career in the United States Army, where he attained the rank of Sergeant Major. A graduate of Columbia Southern University with an Associate degree in Business and a Bachelor of Science degree in Business Administration. Tim is also a Certified Long-Term Care professional (CLTC®), granted by The CLTC Board of Standards, Inc. The CLTC ® designation provides professionals the critical tools necessary to discuss the subject of longevity and its consequences on their client's family and finances. He holds Series 6, 63 and 65 securities licenses plus state life and health insurance licenses in Alaska, California, Colorado, Florida, Georgia, Indiana, Maryland, Mississippi, North Carolina, Nebraska, Nevada, New York, Ohio, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, and Wisconsin. Tim advocates time-tested financial principles, including disciplined, long-term saving and investing, careful debt management, and a thoughtful insurance strategy to manage risk. Focusing on each client's unique values and priorities, Tim offers solutions to help clients pursue their goals for accumulating retirement income, proper distribution of income, and building legacy for their loved ones. Tim specializes in helping military and federal employees integrate their benefit packages into comprehensive financial plans to pursue their financial goals. His knowledge of military pay and benefits enables him to advise clients on how to navigate the retirement with multiple pensions, claiming Social Security and Medicare as well as maximizing their purchasing power in retirement. In his free time, Tim enjoys fishing, running, classic cars and spending time with his family. First Command Financial Services was founded in 1958 by a retired Air Force officer for the specific purpose of improving the financial well-being of military professionals and their families. Today, more than 500 First Command Financial Advisors across the country and abroad, many of whom also served, are committed to the company’s Mission of “Coaching those who serve in their pursuit of financial security.”

First Command's Financial Advisors in Universal City, TX are committed to serving our Nation's military families in their pursuit of financial security. Keeping you financially squared away wherever life takes you.