FCL Dental

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(9)

101 Parklane Blvd Ste 301
Sugar Land, TX 77478
First Continental Life & Accident Insurance Company (dba FCL Dental) is one of the largest independent, full-service dental benefits providers. Founded in 1998 to deliver innovative and high-quality dental managed care products to employer groups and individuals, FCL Dental has developed a wide range of dental benefit plans, including health maintenance organization (HMO), preferred provider organization (PPO) and indemnity plan designs, to provide maximum flexibility to its commercial groups, health plan customers and nursing home facilities.

Reviews

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1.59 reviews
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James N.
12/21/2024

Every communication I received from FCL was a denial of coverage. Even the dentists they cover have a very poor opinion of FCL. If you have FCL DENTAL for dental coverage then you really have no...

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Nick F.
7/12/2025

I agree with most about this terrible dental company (FCL). They are not responsive, it takes forever to get an approval if you can get one. They don't seem to really care at all. Next year I'm...

Cynthia W.
6/4/2025

FCL Dental are a$$wipes! They do not pay providers. My dentist said they haven't received any payments from this company with all their patients with Fcl.

Rob V.
7/3/2025

Three dentists I visited are dropping FCL Dental participation because FCL routinely denies coverage and will not pay the provider. This sticks the patient with the full expense. FCL premiums cost...

Julie R.
6/3/2025

Worse insurance company ever, different answer every time you call, extreme phone wait times (hours), deny every service, cant say enough about how aweful they truly are

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