Certainty Home Lending

Joy Bates holds a B.B.A. in Business from the University of Texas at Arlington. Her business background includes consulting for and managing physician groups, 20 years as a Child Care Owner and Director and over 20 years in the Mortgage Banking Industry. My goal for every one of my clients is to have the most amazing experience when buying or refinancing their home. Communication is extremely important to me so Im always available to my clients. Joys community activities and affiliations include AISD Education Foundation Education Celebration, Women Inspiring Philanthropy, Rotary Club of Arlington Board of Directors, Junior League of Arlington.She was also awarded the P.T.A.s Texas Life Member Award for outstanding service to youth. Joy and her husband Chad are the proud parents of three wonderful adult children and enjoy cooking, watching sports and traveling in their spare time. NMLS: 243437, Branch NMLS: 1738872

As a homebuyer, you’re looking for a Mortgage Loan Officer you can trust, one who’ll be honest with you and help you every step along the way. I have experience making the borrowing process as uncomplicated and convenient as possible for my clients, and I’m backed by PNC. My goal isn’t simply to get you a mortgage, I’ll work hard to find a home financing solution that helps you buy a home responsibly. Let’s work together to get or keep you in the right home with the right mortgage.