Carmack Sam

Todd prides himself on being a native Texan. He was born and raised right here in the DFW Metroplex. His deep sense of pride of being from North Texas is his driving force for helping others enjoy home ownership in this area. His knowledge of the North Texas market, combined with 22 years of experience in the mortgage industry, provides those he works with a great insight to both the best neighborhoods and mortgage products. Todd has built a team that provides a high level of customer service while providing the most competitive products and rates in the market place. adf