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Discount Car Title Loan is a consumer finance company that originates and services car title loans, providing Texas consumers access to secured short-term credit at the most competitive market rates. We also provide title loans for trucks, RV’s, motorcycles and boats. Our mission is to provide safer and more affordable loans. Quickly. Customers get rewarded for paying on time. At Discount Car Title Loan customers can get up to 50% savings on their loan fees when they pay on time. This is not a promotion, it´s how we do business. Customers get to decide how much money to get and how long to pay it back. Core to the Discount Car Title Loan business model is our proprietary Loan Optimizer Software, an underwriting tool that helps customers select their ideal loan size and payment terms. Discount Car Title Loan offers 14 to 30-day balloon car title loans as well as 4 to 6 month amortized car title loans in the $125-$10,000 range without credit checks or bank account requirements. Most customers pay their loans off early. The best loans we make are the ones customers can finish paying off on time and that´s why at Discount Car Title Loan we encourage amortized loans for the majority of our customers. Quit rolling over those interest only loans and get a roadmap out of debt today! Are you ready to save some money? Call and give us a chance to let us earn your business. You've got nothing to lose, and a lot to save! What if I have bad credit? Am I still eligible for a car title loan? Yes. Discount Car Title Loan can give you a car title loan whether you have good credit, bad credit, or no credit. And your credit score isn’t affected by applying/obtaining a title loan with Discount Car Title Loan. Why is Discount Title Loan the best option for getting a title loan? Discount Car Title Loan always offers its customers the cash they need and can afford with fees that are typically 50% lower than the market rate. With Discount Car Title Loan, you never have to worry about a credit check and you get your cash in about 30 minutes. Getting a title loan is painless with Discount Car Title Loan!