BANK OF THE HILLS

Happy State Bank is a community-focused financial institution with over 100 years of experience, offering a range of personal, business, and wealth management services. With a commitment to know-you-by-name service, they provide a brighter side of banking in Kerrville, TX. As proud supporters of local organizations such as Habitat for Humanity and the Kerrville Area Chamber of Commerce, Happy State Bank is dedicated to making a positive impact in the community. They strive to create a safe and nurturing environment for children through their partnership with the Hill Country Youth Ranch.Generated from the website

Hale County State Bank, also known as HCSB, is an independent community bank chartered in Plainview, Texas. The bank has been serving customers since 1934. It offers a range of products, including checking, savings and individual retirement accounts. Hale County State Bank provides equity, mortgage, home improvement, auto, aircraft, agricultural and general purpose loans. It offers interim construction and lot loan financing services. The bank provides wire transfer, direct deposit, and Internet and telephone banking services. It additionally offers wealth management, estate planning and trust services. Hale County State Bank maintains a location in Kerrville, Hart, Tulia and Fredericksburg, Texas.

As a homebuyer, you’re looking for a Mortgage Loan Officer you can trust, one who’ll be honest with you and help you every step along the way. I have experience making the borrowing process as uncomplicated and convenient as possible for my clients, and I’m backed by PNC and recognized by NerdWallet as one of the Best Mortgage Lenders of August 2023. My goal isn’t simply to get you a mortgage, I’ll work hard to find a home financing solution that helps you buy a home responsibly. Let’s work together to get or keep you in the right home with the right mortgage.