American Bank

First Central Credit Union has been serving the Waco area since 1937, striving to provide the best financial services for its members. In the beginning, First Central was formed by 14 Southwestern Bell Telephone employees in 1937 and was named Waco Telco Credit Union. In 1977, Texas Power and Light employees joined with Waco Telco. A few years later, in 1980, Brazos Electric Co-op Credit Union merged with the group as well. Membership has grown to include employees from many other local companies. With its community charter, First Central offers memberships to anyone who either lives or works in McLennan County.

Founded in 1868, First Texas Bank in Belton provides a range of personal and commercial banking services. It offers savings, business checking and individual retirement accounts, as well as certificates of deposit. First Texas Bank in Belton provides Internet and phone banking services, check imaging, treasury management, locker, overdraft protection and direct deposit services. It additionally offers debit and credit cards, ATMs and traveler s checks. The bank provides a variety of loans to customers, such as commercial real estate, auto, home, personal and debt consolidation. Its online services include personal e-mail accounts, account statements, and online payment and transfers. First Texas Bank in Belton additionally provides money orders and gift checks, as well as notary and check printing services. It is located in Belton, Texas.