Y-12 Federal Credit Union

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501 Lafayette Dr
Oak Ridge, TN 37830

Y-12 Federal Credit Union in Oak Ridge, TN, provides a range of financial services to its members. From banking options like checking accounts, savings accounts, and credit cards to loans for homes, vehicles, and personal needs, Y-12 FCU aims to meet various financial needs. Additionally, they offer insurance services, investment opportunities, and business banking solutions.

Through their Y-12 FCU Gives Foundation, the credit union demonstrates its commitment to community service. With a focus on combating childhood hunger through partnerships with local agencies, they also support initiatives that provide essential resources and knowledge to children in need. Members can get involved by serving on the Board of Directors or participating in community events.

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Reviews

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2.08 reviews
Tina C.
12/17/2019

On the many occasions I have visited this branch I have been delighted with the friendly and attentive employees. Today, however, was different. Today I had the displeasure of interacting with...

Mike P.
10/30/2025

Customer service is not very helpful. I had a small issue with fees on an account $20. I failed to close the account. They sustained no loss but reported me as if I had bad checks...

Diane S.
10/20/2025

I would leave no stars if I could. I have been banking with them for 16 months they get my check deposited into their bank every week and they know what I have in both accounts on a weekly basis....

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Janice P.
3/26/2019

I've bank with Y-12 for about 3 years. I was trying to get a loan through one of our local backs and waited for 12 days for a response, I was offered the loan at 6%. I called Y-12 and explained...

Charles G.
6/24/2020

I have an auto loan and between the website, customer service and additional fees I have had it with them. This bank did not upgrade their services and it feels like a banking in the early 2000's....

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