Tennessee Insurance Guaranty Association
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The Tennessee Insurance Guaranty Association (TIGA) is a not-for-profit organization established in 1971 to protect Tennessee policyholders and claimants in the event of property and casualty insurance company insolvencies. TIGA provides a safety net for specific claims and unearned premiums, ensuring timely payments to claimants while assessing protection costs among member insurers.
Managed by a five-person board of directors and an Executive Secretary, TIGA operates in close collaboration with the Tennessee Department of Commerce and Insurance. The association does not handle life or accident health claims, directing such inquiries to the Tennessee Life Health Insurance Guaranty Association.
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